Privacy Policy

 

Effective Date: 03/03/2024

UGTx-Digital is committed to protecting the privacy of your personal information. This Privacy Policy describes how we collect, use, and share personal information when you use our UGTx-Digital App (the "App").

1. Information We Collect

   a. Information You Provide: When you use our App, we may collect personal information that you provide to us, such as your name, contact information, financial information, and other relevant details necessary to process loan applications.

   b. Automatically Collected Information: We may automatically collect certain information about your device, including your IP address, device type, operating system, unique device identifiers, mobile network information, and usage data.

2. Use of Information

   a. We may use the information we collect to:

2. i. Process and manage loan applications and transactions.
    
    ii. Communicate with you regarding your account, transactions, and updates.
    
    iii. Improve our services and develop new features.
    
    iv. Analyze trends, usage patterns, and user interactions with the App.
    
    v. Ensure the security and integrity of our services.
    
    vi. Comply with legal and regulatory requirements.
   

3. Sharing of Information

   a. We may share your personal information with third-party service providers who assist us in providing and improving our services, processing transactions, and other business operations.

   b. We may disclose your information in response to legal requests, such as court orders or subpoenas, or to comply with applicable laws and regulations.

   c. We may share aggregated or anonymized information that does not directly identify you for analytical or marketing purposes.

4. Data Retention

   We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.

5. Security

   We take reasonable measures to protect the security and confidentiality of your personal information, but no method of transmission over the internet or electronic storage is completely secure. Therefore, we cannot guarantee absolute security.

6. Your Choices

   a. You may access and update your personal information by contacting us directly.

   b. You may opt-out of receiving promotional communications from us by following the instructions provided in such communications.

7. Children's Privacy

   Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you believe that we may have collected personal information from a child under 18, please contact us immediately.

8. Changes to this Privacy Policy

   We may update this Privacy Policy from time to time. Any changes will be effective immediately upon posting the revised policy on the App. Your continued use of the App after the posting of the revised policy constitutes your acceptance of the changes.

9. Contact Us

   If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at [insert contact information].

By using the UGTx-Digital App, you consent to the collection, use, and sharing of your information as described in this Privacy Policy.